Gibbs v. ITT Hartford, 2000 U.S. App. LEXIS 10790 (6^th Cir. May 9, 2000) (unpublished) -This court affirmed the district court's summary judgment against Gibbs on her claim for long term disability benefits.  Although the Social Security Administration subsequently awarded Gibbs disability benefits retroactively covering the period in question, Hartford's decision to deny benefits was not arbitrary and capricious in light of Gibbs' doctor's opinion and supporting medical records showing that she could return to work.  The long-term disability plan required that an employee be disabled for a period of 180 days before becoming eligible for benefits; because she was able to return to work within that period, she was ineligible for benefits.