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INTRODUCTION

If there's any industry where fraud has developed roots, it is most possibly the healthcare sector. Healthcare fraud encompasses health insurance fraud, drug fraud, and medical fraud, with the health insurance fraud making up a majority of false insurance claims and costing the government tens of billions yearly. Either the healthcare providers or individuals can be perpetrators of this act or be at the receiving end, as the case may be. Disputes regarding fraud in the healthcare sector are best settled by a healthcare fraud attorney.

WHAT DOES HEALTHCARE FRAUD ENTAIL?

Healthcare fraud is an abuse of the healthcare system by individuals , insurance companies or care givers who intentionally misrepresent or conceal information, scheme to deceive persons or institutions in order to receive benefits, maybe financial or in terms of care. Many persons view healthcare fraud as a harmless ventures, but this is far from the truth for a health care lawyer as the common man bears it's brunt.

The effects of healthcare fraud is unconnected to the rise in insurance rates causing individuals to pay greater premium, it is also the reason government spends trillions of taxpayers’ money yearly with not enough evidence to show for it. Healthcare fraud has led to loss of plenty practicing licenses in uncovered cases involving healthcare givers.

DIMENSIONS OF HEALTHCARE FRAUD

There are three sides to the healthcare fraud story, each contributing their quota to the rot in the industry.

  • Fraud by Medical Officers

Most of the fraudulent acts committed by medical officers fall under the billing and drug fraud. In the billing fraud, the healthcare giver bills for services that were not rendered to the patients or falsify a patient's diagnosis to justify procedures that were not necessary. This method of extortion is lees practiced in public hospitals because the money paid enters the government coffers.

  • Other avenues for fraud include providing a service that is not covered by patient's insurance and then billing for services covered by the policy. In these situations, these frauds are joint collaborations between the patient and the healthcare giver to extort money from the insurance agency.
  • Fraud by Individuals

Most times in a bid to outshine the law and insurance agencies, many individuals give out their insurance cards to be used by friends or family members. They may also provide false information to obtain benefits they are ineligible for, exaggerating a claim to receive greater reimbursement and staging an accident to receive reimbursement on expenses. Some individuals also collaborate with care givers to shift some of their uncovered bills to the insurance company. Check here.

  • Fraud by Insurance Companies

Least expected by many and seen as the victims in the healthcare fraud cycle, insurance companies also perpetuate fraudulent acts. A typical example is collection of premium for policies they don't intend to pay and denying payment on services that should be covered. They also indiscriminately increase their premiums when they suffer little or no losses to frauds, thereby digging deep into the pockets of loyal customers.

PENALTIES FOR HEALTHCARE FRAUD

Despite variances in the law across many states and nations, one thing that is common is the presence of laws that punish healthcare fraud. Interpretation of these laws and prosecution is the job of a healthcare fraud attorney.  Depending on the gravity of offence and amount involved, penalties for healthcare fraud range from civil to criminal penalties. Restitution, imprisonment, loss of benefits alongside terminations of policy and loss of license are the penalty options that are open to healthcare fraudsters.

CONCLUSION

The view that healthcare fraud is" harmless "is one of the reasons, it have remained prevalent in the society. Having healthcare lawyers sensitize the populace of the tandem repercussions of this act will help expose individuals who take part in this and surveillance/ responsiveness of healthcare fraud investigators should be improved. Click here for more information: https://federal-lawyer.com/healthcare-defense/

There are many attractive insurance services and offers made by the people in the insurance business these days. Sometimes, we do get the benefits they state in their policy, but at other times we become a victim of their fraud, such as health care fraud. Health insurance is one field in which you need to be very careful before choosing an appropriate insurance company.

Most people buy these so-called insurance policies and are not even aware of the fact that they have been deceived until they file a claim for their health charges to be covered under that policy and find out that that company doesn't even exist. Do some research on the Internet so that it would be clear for you if it is legitimate or not.

It's important to do a little investigation before you sign up with a health insurance company. This way you can prevent yourself from becoming a victim of health care fraud. One way to spot a fraudulent business is to see how much they are asking as down-payment. If it seems very low as compared to the cost of other insurance services, stop here. The best way to get insured is to ask a friend or colleague which insurance company they are signed up with.

Another way to escape health insurance fraud is not to get seduced by the attractive but uncalled for mail that arrives in your mailbox often. Most of the time this mail is generated by people who gain profit through health care fraud when one of the customers responds to this mail and actually signs up with the insurance company. Try to call your friends and ask them if they have heard of any such company. You can also call the hospital or any other local care center that the insurance company has listed to ask them if they have heard of the health insurance you are about to buy. If they are not sure make other arrangements to check their validity.for more information, visit the original source.

Health insurance

If you discover that you have been victimized by one such company, immediately contact the law enforcement agency active in your area. Tell them all the details you have of the health insurance company and how the claim you made was denied. You should also contact your State Insurance Commissioner if things do not seem under control. Of course, sometimes there could be a misunderstanding as well, so don't rush to things. Just take one step at a time and be 100% sure that you are a victim of fraud instead of some error or misunderstanding on the part of health professionals. Get other information related source like http://www.chicagotribune.com/business/ct-obamacare-future-trump-1110-biz-20161109-story.html

Another important step to take is to contact your credit card company and ask them to either freeze your account or cancel any outgoing transactions. When you go to the law enforcement agency don't forget to take along all the canceled checks and the health insurance policy that you signed. This would be a useful step may the fraudulent company tries to deceive you in future with other similar offers. Just follow these simple guidelines and prevent yourself from becoming a victim of such health care fraud. If you are in any doubt, contact a health care lawyer today.